Life insurers typically have low gearing, and the policyholders who fund the bulk of their assets are "sticky", with long-term contracts that incur penalty charges if they are cancelled.

而寿险公司通常具有较低的资产负债率，而且保险公司的大部分资产很具“粘性”，因为投保人若是取消长期合同就要被罚款。

youdao

The term of a fixed-term imprisonment that is commuted from a death penalty with suspension of execution shall be counted from the date the suspension of execution expires.

死刑缓期执行减为有期徒刑的刑期，从死刑缓期执行期满之日起计算。

youdao

So adding a penalty term to the error function of BP network is an important approach to gain better generalization.

所以在BP网络的误差函数中加入惩罚项是提高网络泛化能力的一个重要途径。

youdao

But amid the talk of the long-term cost of default, it's worth noting that countries can pay a penalty for NOT defaulting as well, not just in terms of slower growth but also higher interest rates.

BBC: Greece: the default calculus

Holt, half of whose 14 league goals this term have come from the penalty spot, has not scored in four games.

BBC: Shrews cannot rely solely on Holt

Leeds Building Society credited some of its success on the savings front to the popularity of its fixed rate bonds, which allowed customers unlimited access to a proportion of their money without penalty during the product's term.

BBC: Leeds Building Society plans mortgage lending jump